Our Program
Our Debt Settlement Program is very simple. It can always be adjusted to your precise needs nonetheless. Bottom line is that your debt will be reduced in 40% to 60% at the least.
Here are all the steps your Debt Settlement Program is based on:
- Obtain your Free Debt Settlement quote, it's necessary to have an overview of your actual debt situation.
- Once accepted in our Debt Settlement Program, we gather all the necessary paperwok. » What qualifies? - What does not qualify?
- Then together, you and Aid My Debt, will set up an affordable monthly payment and an Independent Debt Settlement Account to where you will be making the deposits each month; Only YOU control this account. This is determined on a client-by-client basis between you and a counselor.
- Based on what you are able to pay every month into your Debt Settlement account, we will determine how many months will take to finish the Debt Settlement program.
- During the Debt Settlement program, we communicate with your creditors, on your behalf (you will no longer have to deal with annoying phone calls and letters from your creditors).
- We reach for a settlement with the creditor and once you agree to it, with your written or verbal authorization, we then proceed to pay the agreed amount from the Independent Debt Settlement Account. We assure you your debt will be reduced 40% to 60% at least.
- Once free of that specific debt we cotinue to work on negotiating/settling the rest of your debts.
- We work 110% for your, our clients, not for the benefit of the creditors.
